The product is a decentralized lending platform that enables interest rate markets for token assets. Its unique economic model allows the protocol to capture 100% of the fees generated from its various functions such as interest, flash loan, and auto-liquidation fees.

These fees are then automatically converted into its native MNT governance token through a buyback process. This token is then distributed to Minterest users as a reward for their participation in the protocol’s governance, resulting in the highest long-term yields in DeFi. Minterest’s liquidation engine sets it apart from other protocols, enabling it to capture significantly more fees. Additionally, Minterest employs a risk prediction engine that assists borrowers in safeguarding their assets through live alerts, making it a highly innovative platform in the DeFi space.